I like this suggestion, of course think first about income if you can't pay, there's no use, all you have is a channel full of rhetoric to pay back the loan we asked for to the one we asked for. I agree, as much as possible, don't borrow, if there is, start little by little, wisely control its governance, the more you get, the more items we can see after getting out of trouble and surviving rash decisions in investing or starting a business, of course.
If we can't pay, the money still can be used on something of course but of course I don't advised for us to take loans that we can't afford to pay lol. That is still wrong. If we have something, indeed it makes senseless to still borrow. It also shows greediness. There is also lack in patience because we can't start with a little amount. We don't know how important it is, I mean because as a beginner we can also lack in knowledge. Surviving rash decisions can also mean the other way, therefore we can actually get out without anything at all or we can get out with less items only.
we asked for to the one we asked for.
Maybe some only asked for a better things but with a few consequences, while there are also some who does their bad doings intentionally.