Actually loan app was meant to serve as a rescue resources when we are out of emergency fund, but it's obvious that some people misused the opportunity. But I will like to say that anyone taking loan should take loan for a more reasonable thing and pay on time and avoid being embarrassed by loan app and blaming them for ones misfortune.
If he is a continuous trader, he may be able to work around it and the default may not be as severe as someone whose activities are ordinary whose income from daily business cannot be measured, I take the example of a wholesale fish trader in the market. There is a strong turnover every day because he sells products for basic needs.