Insider information alone can make you lots of money than anything else including skills or education. Inside information gives you early access to investment opportunities that not many people can get. You get to be among the first buyer and also among the first set of sellers of any investment. You're going to make alot of profits that you might never have to work again. Insider information is the ultimate but not many people can have access to it and for those that act on the information they get and gets caught, they always get punished hence it's not available to everybody and only those that can be trusted are given the information. Apart from getting the information, you'll have to act first and have you money available hence it's also a criteria to be financially capable of buying when you get the insider information.