I never like taking loans because debt can put people in very bad situations.
Borrowing money is not a bad thing if you have no other solution and use it for emergencies but borrowing money to invest in crypto, especially trading is a bad idea. Cryptocurrency is a risky market and we will face more risks as a trader, so we should only use idle money or money we can afford to lose, don't borrow money if we don't want to get into bigger trouble.
Also, we should have a stable job and income before becoming a trader and should only consider trading as a side job. Don't consider trading as your main job and think that it can bring us a stable income like other jobs.