I believe we are in the times where it's very possible for the fiat system to implode, and for Bitcoin to go on a rally that simply leaves everyone who does not own any behind. It's been over 15 years, people have had the chance to allocate fiat to Bitcoin as a form of protection and wealth creation, though it seems like the days where it's painful or detrimental for those not owning any Bitcoin is imminent...Which prompts me to ask the question:
How much time do you think is left to buy Bitcoin before not owning any leads to demise, detriment, or worse, poverty/financial slavery?
I think that the fiat system will implode when the US Federal Debt reaches 70 trillion USD. This means that we still have around 10-15 years before the implosion happens. I don't know what will happen to Bitcoin/crypto after 15 years. Maybe AI and quantum computing will destroy cryptocurrencies, or maybe the cryptocurrencies will adapt to the major changes in the high tech world.
I don't think that not owning BTC in times of a "global financial implosion" would hurt. People could own precious metals and real estate properties, which would bring them financial security in hard times. I'm also sure that the BTC price would most likely collapse, when the fiat financial system implodes(or explodes), so owning BTC during a financial crisis isn't the best option.