Skills and luck definitely. That will bring you more success in life. Luck alone is quite unreliable. You have to build your skills and strategies in life first, and then luck should come along. Life is not gambling at all that you need to rely on luck most of the time, but life is more on a test and learning real- life application skills so that you won't mess up with your life all the time.
I support your idea but I'll lay it based on skills alone.Skills is a very crucial assignment to one's life and it's the bedrock and foundation of success.Developing valuable skills helps to your personal growth and advancement in Life.
Nowadays,the world is evolving,and developing skills that'll help you adapt to new opportunities and keep you thriving in your business.There's literally a bond that flows from having a sound skill to building a successful business.Since business is required for financial stability and independence,Luck is often the foundation to enterpreneurship goals and financial big wins.