those who say is too late to buy bitcoin lack believe in bitcoin potential and still fail to see the value of long term holding of bitcoin, bitcoin has not gotten to it spot main yet if you believe in long term holding of bitcoin it's OK to buy at any price level using the DCA strategy.
the word late when it comes to investing always such a ridiculous word to use honestly.
back then people were wondering if we're too late to invest in bitcoin when it hits $12k, now see it where it stands right now, price multipled almost 10x, and people are still asking the same thing.
there's no such thing as late if the asset can just grow multiple fold within few years or decades. on the other hand, anyone can invest into recently created altcoin worth a dime only to lose their money few months after because apparently, the word too late to invest can also be applied to new asset with shitty fundamental that goes down overnight.
I guess it's just history repeating itself as the market runs on a cycle. And that is true, in the beginning everyone never thought that Bitcoin will be this big and so they sold thinking that it's very expensive already.
That is also my mindset when I joined the market years ago, but when I witnessed my first block halving and seeing how the price goes up every 4 years. It's obvious that there is no such thing as buying late. It's all on how we look at it, specially if we are going to be for the long haul, then buying anytime despite the current price is a good idea.