I really liked comparison you made between learning and earning. It is true that main goal of learning is to use what you know to make money. It is great that you are investing in Bitcoin and doing it in smart way that helps reduce risks. Congratulations on investing over $600 in Bitcoin this year. That is big commitment to your financial goals. I am sure you will keep learning and adapting to changes in market and hopefully your investment will work out well for you at end and you'll be able to remove L and keep E.