A lot hate against my advice that's okay i can't blame because i never get emotinal when people without knowledge saying anything.
I know people don't like "esoterical knowledge and spiritual blahh blahh"

They want to know the real GEM...wich is how to be good in this world in this physical life experince.
Okay, best advice is get rid off them money because If you know what money really is - If you been study esoterical secret spiritual knowledge you would know- but sure people don't want to study they prefer someone will study and then "doing some baby sitting for them"

Money doesn't exists it's only on our minds...and money is the total results of people works and society productivity and mindset....so how can you hold something wich is so volatile and impossible to count even how much real tangible money are there.

So If you got money like 10-20k on your bank account it's bad it's really bad, it should be on tangible assets, the best wealth plan will be how to get rid of the money the real wealth comes when you start mindset to exchange money into real things like crypto off course.