The people who believe and say that it's "too late" to buy Bitcoin, are those people who are insensible and unmindful to the Central Banking scheme and the Cabal that runs them.
It's probably the best for those people to actually start reading a good book about the legacy financial system schemes.
My suggestion is to start reading "A History Of Central Banking And The Enslavement Of Mankind" by Stephen Mitford Goodson.
While they keep saying it's too late, they will just be on the sidelines watching Bitcoin continue to grow. Having the perspective of being open to the opportunities that digital assets present. Those who understand the potential will likely benefit in the long run.
It's essential to understand the bigger picture when it comes to digital assets like Bitcoin. Understanding the broader context can really change one's perspective on the potential of bitcoin. some people may miss out on the positive trend if they don't keep up with where bitcoin is heading.
The people who keep saying that it's already "too late" to buy Bitcoin are those same people who buy and hold shitcoins cycle after cycle and they HOPE that what they're holding will have the same long term price movement as Bitcoin, WHICH many of them won't because they're actual shitcoins.
There are also those other "investors" that want to make their millions in one mere cycle, and they use all of their life savings to those shitcoins that are "over-performing" against Bitcoin. Merely less than 10% of them actually make their million and they are usually the Cabal of those shitcoins.
The reason is simple, they think bitcoin is too expensive and may not give them the huge profits they desire since they only plan on short term investment so they prefer those shitcoins with the mindset that they can afford as many of it as they can and still make huge profits within a shorter time frame but in the end they still find out those are scam shitcoins. So unfortunate that most people are after get quick rich coins even when they are aware that those coins are very risky and cannot stand for long. Another stupid mentality they have is that when they see a coin pumping, they assume it's gonna continue pumping without knowing that it could be a trap for them to lose their money after investing.