With little understandimg I have gotten about emergency fund, I think emergency funds are funds set aside for unexpected occurrence so I don't know how salary or wage as you've said can serve it's purpose may be am confused and I will be very happy if you explain it for me in details, I understand that as a newbie we don't necessarily need Emergency fund from the begining but going by the rules of bitcoin investment we ought to have this emergency fund ready because it helps us not to think of our investment as an option to solve any emergency problem that may occur during our accumulation process, as a newbie I understand that despite how sufficient my source of income is, at a time I have to got some emergency funds if I want to avoid the temptation of seeing my investment as alternative to solve any sudden occurrence, I think sufficient and multiple source of income helps us to intensify our DCA or approach our DCA aggressively with consistency at ease.
For me, emergency funds are very important at some point in the future, meaning when we lose our jobs and we can take emergency funds or can cover our living needs for the next 3 months without having to sell bitcoin.
Emergency funds can be saved as well as possible and if not necessary, do not take them because they will be very important when something happens to us, such as losing our jobs.
While reserve funds, they can be used when a drastic decline occurs, or a 30% drop in a week so that we can use reserve funds to aggressively buy bitcoin.
That's just my opinion, and maybe everyone will be different in using emergency funds or reserve funds.
In addition, I suggest continuing to look for side jobs to support a more aggressive movement in buying bitcoin, meaning that side funds will increase weekly purchasing activity.
Apart from that, purchases should be made with our ability according to our income. meaning don't force yourself to budget more if you are not yet able to do so.
I think investment planning must be considered carefully, because the investment duration reaches 10 years, so many things can be adjusted over time in the investments we make.