May I convert Btc or altcoins on Binance to cash and directly transfer to my bank acc?
@Ever-young suggestion above is correct. P2P is the feature you are looking for. Just make sure to deal with legit P2P user since some user is dealing with illegal money which they are laundering by sending to different user.
I become a victim of this scheme which a user is using a money come from scam or hack bank account which they send the money on my account in exchange to my Bitcoin. The result is I was subjected to investigation and the bank freeze my account since the bank claiming that my funds came from illegal activity which is already flagged to the authority.