I don't think emergency funds are that necessary when someone has stable sources of income. For example, when someone is a wage earner or salary earner, their income can simply serve as emergency funds if they plan well.The reason why I feel someone needs emergency funds is when they don't have stable sources of income. These are the people who need emergency funds in case anything comes up in the future. This way, they won’t need to dip into their investment funds.However, as long as someone has stable sources of income, those incomes can serve as emergency funds. The only thing is that if someone wants to enjoy Bitcoin investment, they should use the DCA (Dollar Cost Averaging) method and avoid buying all at once.
I cannot agree with your words. Because there are some rules in the field of investment, one of them is an emergency fund. No one can ever predict the future. Any accident can happen at any time. Danger never comes. Even if you have a stable source of income today, you may not have it tomorrow.
Emergency fund You may need some amount of money at any time. Then you can take money from the emergency fund without withdrawing your investment money. Try to keep an amount equal to 3 months of your monthly salary in the emergency fund or keep the amount of money that is required to run the family's expenses for 3 months in the emergency fund.