97% of Buffett’s wealth was acquired after the age of 60, and 99% of it was earned after 50. We in our 30s are truly still so young. If we want to achieve true freedom one day, we must never stop learning and refining ourselves. It’s okay to go slow, but we can’t do nothing. 
At the very least, we should have a strong and healthy body
Just because timelines vary between different people doesn’t mean we should be lazy. It might be easy to look at successful people who achieved things later in life and think we have all the time in the world, but failing to understand that time really does fly. Anyone who finds their path or purpose in their 20s or 30s, go for it. At the very least, we should have a strong and healthy bodyAnd if you’re still figuring things out around 30, that’s totally fine too. The key is to keep moving, the worst thing you would be doing to yourself is to just sit back and waiting for the perfect moment. So, as long as you’re putting in the effort, that’s what matters.
Another thing is that we definitely need to prioritize our health. Talking about both our mental and physical health here. It will be hard to focus on our goals, if we do not feel well. So, you keep pushing forward while taking care of yourself. That’s the ultimate.
Waiting for the perfect timing without doing your effort to find the right path in achieving such goals, that is something to developed inside you, people have different perceptions and there's always the possibilities that you attain success if you follow the right pattern, if you view that way and you are interested to attain that financial stability better to start seeking for the proper way as early as 20's there's already possible things that you can cater to start working for your future.