I get your point about recommendation 3 being a bit harsh. However, let's not forget that for many people, especially those with limited financial means, the stakes can be too high even with small bets. It's like they say, "it's better to be safe than sorry". But at the same time, I also understand the thrill of taking a chance, especially when you're in a tough spot and thinking that a big win could change everything. It's a delicate balance, isn't it?