If you were playing at an online casino and someone came up and offered you $1 million to do whatever you wanted, then that person asked you: you're going to play with all that 1 million dollars now?

I believe your reaction will be one of fear. You will be afraid of losing the entire 1 million dollars because it is an amount of money that can change your life. You can open a business in the real world and have a good life. That is why you will not play with the 1 million dollars. So we all have to be afraid of losing money by playing. This fear will save us.