Bitcoin is in, it is celebrated, it is rehabilitated... The Times, the President and so on. Everybody says that it is not scam, everybody assures that it is a good thing.
All this means that the risk level on Bitcoin as well as altcoins is lower than ever before. And the prices of altcoins are moderate, in fact they have not increased remarkably relative to previous years.... Does it mean that it is right time to buy or that this right time is near ? (I do not suggest to buy BTC with 100 000 USD !)
The only important thing is the risk/reward ratio.
But you don't need to have $100,000 before you can invest in bitcoin. You can buy bitcoin with any amount you have, so if you can't afford to buy 1 bitcoin at a time, you can buy it gradually until you get to your desired amount of stash in your portfolio. Mind you it's best to invest in bitcoin where the risk are minimal than investing in altcoins that can easily get rug pulled at anytime. As a beginner it's best to stick with bitcoin and stay clear off shitcoins because you will only end up getting hurt. Most of these altcoins you are thinking hasn't gone up, will never go up again. Most of them are gradually dying off and you be there thinking it will go up anytime soon. You will realise this probably when you have invested in them, and other investors who has been there for long, will use your funds as exit liquidity. Go for bitcoin and invest gradually using the DCA method.