You're right, the way the world is going a time will come when if you don't have anything to offer you won't be regarded though this is even happening now.
For me things are really getting out of hand, I wish people could be asking themselves these questions you outlined here then self reliance would've been a normal thing, people should really think wise and twice if they really want to be productive for themselves, in all you've said, the end point is making money which requires an individual to have a service he or she can render in other to get the money, as an individual you must have something to offer to be given money in return but the truth is that your service or what ever you can offer would have to worth the money that should be paid to you, op this writeup makes a whole lot of sense to me.