yes that's right, financial education must start from home, I didn't get that from my parents but I have to do that to my child, seeing how Chinese people educate their children to be very disciplined in finance in my environment and most of my Chinese colleagues also say the same, skills in managing finances and turning money over since childhood become a very big capital in making financial decisions in adulthood, I totally agree with this.
Some people are not lucky enough to get it from their parent, I didn’t get any form of financial from my parent as well but I think some people can actually inherit that from their parents not actually any financial advice or information but their natural financial management (being a lavish spender or calculative spender) can be inherited.
It is very helpful to educate children about financial discipline and any other skill you want them to possess at a very young age because that is when they are able to learn things easily. I know a lot of things I couldn’t get with my parents which is why I will make sure my children gets to know them at a very early stage. This are little things we underestimate but are very useful at certain stages of their lives.