But, there are times when cashing out early is better when the outcome of the game is a complete loss. So, in this case I don't think there are greedy or smart gamblers, because cashing out early is still part of the strategy and if they do it right, then the strategy works.
i guess you could say that there are just lucky gamblers because sometimes you make a decision based on nothing but a hunch when you are offered a cash out option, the actual end result of the match is uncertain it could go in your favor and you win the maximum possible money or you lose and you end up walking away with nothing at all
even if people say that sometimes analytical skills are important in gambling, luck can still sway the wind