Fact is that everyone needs stimulus in order to develop and improve skills. If someone has been never exposed to financial education, how is he going to learn it, considering he probably doesn't even know about its existence?

That is the case of many people, if not most of them. Personally, I had no clue about financial education, investments and economy until 19 years old. The only thing I knew was saving account, which now I know to generate interest rates below the inflation, but during 2 decades of my life, I had that as a smart idea.

I guess I could have made much more progress if I had received the correct stimulus on that matter from home. But it didn't happen, and I had to discover it myself. So, financial education definitely doesn't begin from home.