Secret they don't tell you
You don't learn in this your banking and economy schools.
But money is created of the collateral of people.
Period, you are the collateral in the financial system yes you been told many things....it don't matter mainstream economic knowledge and financial info can't be real.
In otherwords: they take your signature date of birth and name and they make you as money, everbody is money you are money Im the money.
Each person is worth maximum 100,000$ of curreny, once people been used and maxed out to create money then new people are needed.
You are the money of the country you are registered you are the money they take YOU and turn into money the currencies.
haha ha,, you fallen into the freeman/sovereign cult script
spoilers: what your reading and now reciting is bullcrap and been debunked decades ago
what actually happens is:
banks do not actually borrow peoples deposits. instead it totals what deposits it has, and then creates a new allocation(ghost reserve) of credit limit thats like 95% of deposits
and then when people apply for a loan the total amounts of current loans cannot exceed the ghost reserve credit limit
when you pay down the loan it obviously free's up some of the banks credit limit
its got nothing to do with birth certificates or humans. its about the bank deposits not given as loans, but as a valuation for a separate credit limit they can create
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separately banks can valuate a persons own wealth and ability to pay down the loan to valuate how much of that credit limit the bank an give to the person
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there is no secret money created simply because someone is born