Of course. Bitcoin isn't even worth $1m (USD) yet. So there's plenty of time to get in before the "big pump". Even cash (coins and paper money) and plastic cards (credit/debit cards) are still a thing. Once we get past that, adoption for digital payments (particularly CBDCs and crypto) will rise. Only then, it will be late to get into Bitcoin.
You are repeating your wrong idea about sometime in the future it being too late to get into bitcoin, which truly is not true.
If you are a no coiner, then it is never too late to get into bitcoin, and if you are a low coiner, then by definition, you do not have enough coin.. so you have to get more.
If you determined that you have enough bitcoin, then sure, you might be correct, but you might be mistakenly believing that you are not a low coiner, when you in fact are a low coiner... and so if you are a low coiner, then you need more coins, even if you wrongly concluded that you are not.
Right now, an overwhelming majority of the world's population is either no coiners (probably close to 99% of the world's population), and then some additional folks who have bitcoins, yet perhaps most of the coiners are actually low coiners who don't realize that they are low coiners...so they are not continuing to work to get more bitcoin, as they should be.
Well from what I understand about the concept of demand and supply as regards to bitcoin, it explains that even after all blocks have been successfully mined and after more persons have come to realization of the importance and have adopted bitcoin, the scarcity as per limited supply would still act as a catalyst to the price increase. Miners would still make profits off transactions fees, and investors would still experience pumps. People like to see bitcoin as digital gold so let's take gold as a case study. Irrespective of the fact that other currencies that have good value has been discovered yet gold still remains one of the most valuable assets in the world because of its limited supply. Even till date, people buy gold and make profit from it likewise bitcoin. There is always a second chance to buy and make profits from the market most especially before all blocks have been mined. And unlike gold bitcoin is digital and can be easily accessible by anyone anywhere, just imagine a scenario where more than half of the world population adopts bitcoin, that's a massive pump right? But that is not happening today or even the next 1 year because of some governmental factors. That implies that there are still lot of opportunities for those late investor to make profit from bitcoin.