Lack of education and not receiving adequate education are considered the first step to poverty for a person. To live a lazy life without working hard. Spending more than income without adequate utilization and creating a balance sheet. Facing losses while establishing a business by taking out loans at high interest rates. Participating in gambling and losing everything because of not being able to control yourself. These reasons mentioned above are what create a person's personal poverty.
Through education you can learn what will make you to become a great man in the future, because that is a sign you have achieved knowledge that will make you not to experience poverty in the country. Those that are not educated in the country are the people that are really experiencing poverty, because they don't have the knowledge on how to establish a business that will bring out income and even though they have money, they don't know where to store the money for future use. Continue gambling when losing has made many people to be poor, because they began to sell anything sellable to recover what they have lost which is what made some people to be poor in the country.