No I didn't confirm. I never thought that people will think that I am still looking. I have my funds ready but still lack $5 so that's why I ask anyone who are willing to lend me but it seems it's not a good thing to do on my side as OP have said people will think it's phishy. It's a lesson learned for me by the way. It's a good thing that OP posted this thread for me to realize. To be honest, I am in need $5 more with the fund I have before yo buy materials for building a septic tank. Anyway, I have to start building the septic.
Hero Member rank is a respectable rank here, but begging isn't allowed on the forum. Especially through PM, asking for money is more shady if they aren't your good friend. If someone reports to admins, you would definitely get a ban. In case you need such funds, then you may ask to loan. Your hero rank would get such a loan amount without collateral. Hope you learnt, though, as a hero member, you should know the forum culture and rules.