Please give him a break, guys, as long as he's not violating forum rules or defaulting on loans; not everyone appreciates being talked about this way, and no one wants to be in a financial situation like this.
The United States of America is also in huge debts.
I can't imagine there aren't people around him willing to lend him 5 or 10 bucks.
My guess: he probably exhausted all possibilities around him already, so he probably also has debts in real life.
Or maybe he's better financially than everyone around him and the forum is the only place he can get a loan.