Can we establish that financial intelligence is not a genetic trait, but an acquired trait, and by that, just as charity begins at home, financial education also begins at home.

Children who grow up in an environment where their parents practice strong financial discipline and it is very evident because of how it has created a balanced growing environment for them where they never lacked nothing but at the same time never wasted anything, will grow up to become children who will also show signs of strong financial intelligence. Do you agree?
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Yes it is quite agreeable when you say financial education begins from home, when you grow up in a home or environment where people are good business oriented or good management, there you see people of this kind go about life with good financial management irrespective of there statuse or social class, and sometimes too, it is genetic, from parents to offspring.