Reserve funds is not the same thing as emergency funds and both served different purposes.an investors that has $90 as his dissertation can decide to be using $10 for his weekly or monthly DCA and the remaining $80 in his reserve funds.so when ever a dip occurs he can use money from his reserve funds to buy the dip.He can decide to use 80% , 20% or 5% of his reserve funds to buy the dips depending on the level of the dip and the choice of the investor as to the percentage of his reserve funds he is to use to buy the dips.
I love this write mate and I concur to everything you've said here, may be some persons think that emergency fund is the same as reserved fund, as the names implies so is there functions, emergency fund is kept by investor in case if there's any emergency need such like that of health stuff or things that can lead an investor to think of tampreing his or her Bitcoin investment to solve unexpected problems which can also be called emergency ocurence ehile reserve funds is for the purpose of the said investment not necessarily immediately but when he chooses to do so as far as such investor is applying DCA method of acumulating Bitcoin.
This reserved funds help investors a lot, reserve fund can enable an investor not to think of ways to raise some funds to massively buy when there's price drop but it is only helpful to an investor that's already doing the needful to buy more fractions of Bitcoin on a cheaper rate during Bitcoin price drop which you have said already, so that why it is very important to have reserve but whichever way what matters should matter most to an investor is to keep acumulating as much as he can and making sure you try to improve your source of income to enable you increase your DCA level.