Re: Buy Buy Buy or Sell Sell Sell?

Reserve funds is meant to be used for future cost and other unexpected things especially if you don't want to messed up everything especially with your investment started. That's why we should come well prepared so that we will not fall down easily when there's sudden shift of the market knowing how volatile the market is.

Also people should not afraid to use it if this this will give them more good result. But make sure they are not taking everything excessively so that they won't messed up and make sure they follow their plans and so that there's no possible problem will occur to them. For any future issues coming I guess our emergency funds will cover that condition, that's why we need to have proper budgeting and came prepared so that we can make our chance to succeed higher for our Long term investment plan.

We just need to have good discipline and good cashflow to make everything works according to what we like to happen.

Reserve funds is not the same thing as emergency funds and both served different purposes.an investors that has $90 as his dissertation can decide to be using $10 for his weekly or monthly DCA and the remaining $80 in his reserve funds.so when ever a dip occurs he can use money from his reserve funds to buy the dip.He can decide to use 80% , 20% or 5% of his reserve funds to buy the dips depending on the level of the dip and the choice of the investor as to the percentage of his reserve funds he is to use to buy the dips.

Any new investor or low coiner that has a $90 discretionary income, and decided to invest only $10 every week on bitcoin as the amount that he is using to DCA, and keeps $80 in his reserve funds for the dip is not a serious investor and is not ready to build his bitcoin investment in ac fast pace. It's bad to keep too much fiat currency with you all in the name of waiting for the dip that you don't know when it will come.

You will also miss out the good chance of investing aggressively with DCA a neb increase your portfolio faster. The funny thing is that the dip may come or not and before you know it other investors portfolio have grown to a certain height and yours is still very small because the dip does not come all the time, which is why regular DCA is good to keep your accumulation journey ongoing with persistent, consistent and aggressively.

If I was in your shoes, and want to set up my reserve funds, I will use $50 for every week DCA, and keep $25 to build my reserve funds to a certain height, and after that, I will use all the $80 to invest aggressively based on my financial scenario playing out at that moment. It's wrong is you can invest aggressively and you invest in a whimpy way. Your focus when investing on a long term should be how you can keep buying bitcoin continuously, persistently and aggressively or frontload overtime by looking for other means of income to increase your discretionary income and not to be keeping our discretionary income to accumulate bitcoin in a slow pace.

I agree with you here. $90 and $10 man such investor will be seen to be an unserious investor or a greedy one. Only an investor who is not ready to invest properly into Bitcoin will invest only $10 out of the $90 discretionary income. Unless he has other places he is investing into it. Maybe he is diversifying his portfolio so he only choose to invest 9% of his discretionary income in Bitcoin but that is not an ideal way to invest.

For newbies that just started its either they should focus on Bitcoin on the early stage rather than diversifying into several asset with the same frequency they are using to DCA in Bitcoin. After they must have had a good amount of Bitcoin in their portfolio they can choose to diversify. Diversification should come only when they are properly settled with the first Bitcoin investment goal if not they will only end up having little amount of Bitcoin in their portfolio. Meanwhile on the contrary they are jeopardizing their investment gradually thinking they are investing the right way.

I disagree with you, if someone is earning $90 a week or a month and then the person decide to use $10 to be accumulating it is not wrong reason because you don't know what the person is taking care of and before he decided to use $10 it is possible that it is the only money he or she can spare or let go as a matter of fact the $10 is even more than 10% of $90 so it is not wrong rather Bitcoin investment most times is based on capacity how much you can handle your investment so that you don't run into problem.

However, diversifying with the same amount they are using to DCA is not actually wrong, just like i said it depends on individual capacity, anyone who feels he or she can handle or take care of two or more investment then they should go ahead but they should ensure to keep or follow the principles of those investment because every investment has there principles through which one can follow to become successful.

There's nothing wrong if an investor is accumulating bitcoin with $10 because nobody knows if the $10 is his discretionary income or leftover money that he could comfortably accumulate bitcoin with, but you misunderstand the concept that made Sim_card and Pi$$ call the person accumulating bitcoin with $10 an unserious investor. The investor that Sim_card and Pi$$ called an unserious investor had $90 as discretionary income, and he decided to be accumulating bitcoin with $10 on a weekly or monthly basis and keep $80 as a reserve fund to be used and buy bitcoin when there's a dip. Since the investor decided to keep most of his discretionary income as a reserve fund so that he can use it to buy the dip, he is an unserious investor because he doesn't know when a dip will happen, and he wants to use most of his discretionary income to buy the dip, which will delay him from accumulating a reasonable amount of bitcoin since he is not certain when a dip will happen. A smart investor will use most of his discretionary income and accumulate.