Owning a business comes with many benefits such as financial Benefits cos your income won't be like a regular monthly salary, the more successful your business the more you earn.
You will have money coming in every day that helps you cover day-to-day expenses instead of waiting for a monthly salary before you can cover those expenses.
What you said only applies to those who have a business that is running automatically and stably providing profits, but for businesses that are not running well, your sentence does not apply.
In the real world, not everyone is able to run their business, because not everyone is chosen to be an entrepreneur, many are only suited to being an employee, even though they have tried, but their career is no more than just a worker.
When a business has been able to run well, it will certainly be able to produce the benefits that can be obtained from it but from all the benefits that have been obtained, of course they have gone through a process that is not short to build the business and for some people who still fail in running a business, of course they must continue to struggle to build their business in order to generate profits from it.
It is true that not everyone will be able to run a business and all of that will be very dependent on everyone's ability because if someone forces themselves to run a business will still fail even though the merkea has tried it repeatedly.