OP, where do you believe would be your mental state today after seeing the sort of price movement Bitcoin has been doing?
¯\_(ツ)_/¯
You'll be paying interest + the principal for your loan, paying for funding for your margin traders, AND your ROI is NOT 100% assured. You're literally "gambling" with that loan.
Taking loan from Bank is a tough call and it's risk increases further if you are opting it for Bitcoin investment. We don't know what Bitcoin price will be in coming days and week, we can only speculate about Bitcoin future price. OP has posted the question of taking loan for Bitcoin investment back on Dec 24, 2024 and price on that day was around 98k. Today Bitcoin price has gone down to 83k and we don't know when price of Bitcoin will go up above 90k or it will go further down from here.
My advice is a big NO to OP and all other who are planning to take loan for Bitcoin investment.
The main consideration when taking up a loan is that you should be that making yourself questioning whether you can be able to take up the loan and could be able to repay it on time?
If YES, then go ahead and take up the loan
If NO, then its better not to pursue it out and take up another options.
The only mistake on which most investors or individuals do really be able to commit or do is that they do take up such risks without even knowing about on how this market works.
Just like on what you've been said that its a tough call because we cant be able to rely with these investment gains on which we dont really even know on when it will really be making out
such pumps or price increase, and if you are that trying out to repay these loans with these profits then that will really be that a total gambling kind of decision making.
Always be considerate into the steps that you are that trying out to make.