Secret they don't tell you
You don't learn in this your banking and economy schools.
But money is created of the collateral of people.
Period, you are the collateral in the financial system yes you been told many things....it don't matter mainstream economic knowledge and financial info can't be real.
In otherwords: they take your signature date of birth and name and they make you as money, everbody is money you are money Im the money.
Each person is worth maximum 100,000$ of curreny, once people been used and maxed out to create money then new people are needed.
You are the money of the country you are registered you are the money they take YOU and turn into money the currencies.
You are wrong if you think that we are used as collateral to create money, because even the people in high position and those that are in charge of creating the money also have bank accounts and they also go through the same process to deposit money, just like us, their signatures, date of birth and full name are also required too. I totally disagree with you that humans are the collateral for creating new money, it's not only unfair but dehumanizing and our leaders aren't that heartless. The banking system is complex and has tons of rules, almost 100% of people in the world has bank account and it's very impossible that we are all collaterals.