And that's where many are stagnant. They are not willing to take risk because they're too afraid in doing so and so, not all of the people out there are willing to change their beliefs and take risk. They want to stay wherever they are comfortable because there is no need to worry of anything anymore. If I am in that shoe, that fits me in and I wouldn't careless of what people are doing trying to make a better version of themselves because I am already content with my life. So, those that becomes successful, they took a rough road and not all of their successes comes easy.
It's not always comfort that makes people stay where they are, it's sometimes insecurity because they feel insecure that if they leave where they are currently and don't find a better place than it, they will be left hanging in the middle, and that's not what anyone would want to happen to them. It's important for a person to make sure that another opportunity awaits them before they leave the current position because if that's not the case and you need to struggle after leaving your current job or position, you're making a wrong decision.
The courage to do something in life and to achieve financial inclusion needs to be backed with a proper plan, and especially enough resources that can help you during the time when you will be working on getting everything set up so that you can start a new journey.
I have seen so many people leaving their jobs to chase their dreams without any proper plans and they end up looking for other jobs after some time because they didn't have any money saved up to cover the expenses meanwhile they set something up.
Insecurity means that they are afraid of failure and that failure won't come until they're on their comfort zone. So, you're right that they stay in their comfort because of insecurity. They don't want people to see them on that bad shoes because they're expected to do good. and so, they just stay wherever they are because that means better life for them even if there is no progress at all. I understand that situation that they are in because who doesn't want a good life without taking more risk at all, right? There is no need to play superhero and courageous about it.