So the first step you have to do is increase your sources of income so that you can have discretionary income to invest in bitcoin.
I don't think it will be a wrong idea if an investor start accumulating bitcoin and at the same while working on his source of income because I don't prioritise waiting.a newbie investors can also decide to cut down on some of his expenses and use the money to invest in bitcoin.There are people who has formed the habits of womanising, clubbing, drinking of alcohols and smoking etc.if an investor decides to quit some bof this habits which I believe he can deal without, and use the money to start accumulating bitcoin.so a newbie who is financially stable can be accumulating bitcoin an at the same while working on his finances.
The assumption you said may be true, but here I am talking about cold money or discretionary income. So is the money that can be obtained from stopping playing women and stopping going to clubs cold money, in my opinion the money is still hot money. Because in any case what is called cold money or discretionary income is absolutely money that is not used at all. So if the money that is usually used to have fun like playing women, I think the money used cannot be absolutely said to be cold money. So clearly investing in bitcoin with that money I think will still be less than appropriate. Because it is possible that the person wants to return to playing women and sell the bitcoins that he has bought with that money. So that's why I said that it is better to increase sources of income first so that you can have discretionary income that can be invested in bitcoin. Because basically don't be too hasty to invest in bitcoin if you don't have discretionary income, because of course if you force it, the investment will most likely not run smoothly. So it's better to take it slow but the bitcoin investment can last for a long time.