I have two sets of funds.
One for buying dip
One for real issues whatever those issues are.
Today I purchased dip.
What if buying the dip turns into a real issue?

Which account are you using then or justify to make use of?
Buying the dip will never be an issue if you program your discrentionary income very well.
I can spare money for parties, and recreational activities in other to buy the dip.
Except your income stops coming perhaps you quit your job, get sacked or stop having client in your business. Only then can buying on dip be limited.