I mentioned Netflix as an example. None of us knows if Shasan actually subscribed to Netflix or other online services. Let's say you subscribed for weekly game credits, which cost $5 per week, and you had $50 on your card. You used the same card to subscribe another service but you forgot to topped up your card, now the game company is keep trying to renew your weekly subscription once it expired and you had no clue until you login. Actually, I think these things happen sometimes, regardless of who uses them. It does not mean much if someone is a lender who has a good amount of crypto in their wallet. Not keeping a hefty amount in an anonymous card is a wise decision. I would blame him if he kept more than a thousand dollars.