100k is not expensive, and if you think is expensive I feel that's better you start accumulating bitcoin if you haven't, because you will buy it for a higher price in few years from now. No matter what the price of bitcoin is, I don't see it as expensive because it's an asset with a long-term value. Bitcoin is an asset that is worth throwing some value into to invest and multiply your funds overtime.

It's people that are short sighted that will think Bitcoin is expensive because they fail to see that bitcoin is still in its early days and will grow into something bigger overtime. Inflation is eaten up the value of fiat and other commodities in the market that has no value like bitcoin is also increasing in price. What makes you now feel that bitcoin will reduce in price instead of going up overtime.

Those people who missed the opportunity to buy bitcoin early shouldn't worry about the price but they should just keep on stacking and increase their stash so that they can also benefit in future because history has shown that bitcoin is a good investment to invest in for a long time no matter what amount that you started to buy bitcoin. Use DCA method because you wouldn't feel that it's expensive since you are only buying from your discretionary income bit by bit 4-10 years and above.