In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.
You have already stated it all both the advantages and the disadvantages. Everything always have a positive and a negative side effect, bitcoin investment is a very sensitive investment that I wouldn't like to jeopardize it at the nearest futures.
Having a single bitcoin investment deal is rather considered the best for me, because I wouldn't what to pass through any stress if eventually something happen that can lead to the separation between me and my spouse.