There’s no practical difference. Arguing over semantics to find a loophole in the terms and conditions is a common tactic on this forum when people do something that is against the rules and they get penalized in some form.

I’ve used non-KYC cards from other providers before and these risk control measures, as annoying as they may be, are very common. Sometimes you can get a refund or a replacement, even if the card is canceled/deleted, but it is up to the provider and it can be a hassle dealing with customer support in these situations.