In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.
The important thing to do before deciding this is to align the mindset and knowledge about Bitcoin, and in my opinion, couples who have Bitcoin and agree to invest in Bitcoin must have understood at least how to store Bitcoin.
Have the same understanding of how to secure Bitcoin and also the same goal of investing in Bitcoin including if the relationship does not go well so that Bitcoin can still be accessed by both and get benefits from the Bitcoin they have, including it in the marriage contract can be a solution and using multisig could be a choice.