When they spend more of their money on things that are not productive and spend more money on the pleasure for a moment then it makes them in financial problems because as much as as much income we have if we do not use well, of course it will run out easily and become important for anyone to be able to think of more productive things to be able to prepare for their future to be better in financial matters because it will be very difficult for us if we do not have better financial. The balance between income and expenditure so as not to have problems in financial matters in the future.
The balance of expenses after having a routine income must still be properly regulated into more useful things such as doing business and also investing in Bitcoin or saving in gold if you like to keep the value of money from declining. As for use in life, I think it only needs to be listed in essence without anything excessive because economic pressure and income usually occur in excessive spending where it is not the main thing that is always needed by ourselves. So that's what needs to be fixed and balanced properly by anyone who doesn't want to experience difficulties in their own life sector.