If someone gives you card, money, coins, bread, banana or anything else, than this item becomes yours.
that's not always the case, for something to becomes yours you need to have 100% control over it once it's in your hands, bitcoin, cash, cake, an orange etc... are item that can't be taken back unless you give it back or is taken from you by force.
If I send you 1 Bitcoin than this Bitcoin becomes yours, I don't have to justify and call you out for life how once that coin was mine.
bitcoin is really not the best example here, because unlike bitcoin, the "virtual card" and the "money" on it was legally speaking never actually his.
it's funny money, just like a game currency, it's there on your account, but it's the service that owns it, he was given access to it, not ownership.
if i gave you a free VPS to use for 1 year, does it become yours?
and let's say i shut it down after a few weeks, would that be a scam?
He didn't steal or forced anyone to give him card for testing, and he didn't agree to be shamed for not spending more money.
i agree, but he should have expected that tbh, he didn't spend any money yet accused them of scamming him, so obv they are going to point that out.