Seems you are missing the point, he is not against working but against doing jobs that will take a ton in your health. I agree with him, many people are exposed to risk but for the sake of money, they ignore the signs. Some are doing multiple jobs with no time to rest and he is saying that such actions are not right because the results are normally felt at old age. Bitcoin in as he describe can help during retirement because if you actively invest in Bitcoin now, you will not have to work so hard when your strength begins to faith and there the chances that your money will grow as the price of Bitcoin rises.