In traditional finance, married couples usually opens joint bank account to manage money together. But when it comes to Bitcoin, things are are not always that simple. Should partners share a Bitcoin wallet like a joint bank account, or is it more smarter to just keep separate portfolios? A shared Bitcoin wallet helps builds transparency and can strengthen financial trust in a relationship. However, one big concern is security. If both partners got access to the same wallet and one of them falls for scam, all their Bitcoin could be gone forever.
Another issue is inheritance planning. If Bitcoin is held private by one partner and they pass away sudden without sharing access, the other one might struggle to get back the funds. And what if the couple ends up divorcing? That could turn into a whole different mess.
I'll say yes, couples should share their bitcoin wallet. But some might think of it differently. Many like to keep a secret savings without letting their partner know about it so they can be used as an emergency fund or maybe to purchase something which their partner won't allow to. For me, I love riding and mostly spend a lot on expensive equipments like jackets, gloves, helmets, etc. My partner won't let me spend so much on these equipments because I hardly go on rides here. I usually go for a ride maybe once a month and that too if my office plans group rides as it is not really safe for me to go on rides alone being a girl. But even for those rides, I like to be fully prepared and have all my accessories with me.
So in my case, I have to keep a secret holding to spend on these things which I won't let my partner know about so I would personally keep a bitcoin wallet which my partner is not aware about.