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If we think about it more clearly, if a person who wants to get a bank loan to start a business can work around, trick the bank, and diversify the funds to BUY BITCOIN, I believe that would have a higher probability of success to be in profit within FIVE YEARS than actually starting a business.
It's laughable because it's TRUE.

But there's a reality check, no bank will give loan to become an investor while getting a loan is easier to start a business This tells us the story of banks never want the people to become rich they just see them as money-milking cows.

The loans we can get is personal loan and credit cards which has high interest rates than the usual interest rate of 4-7% so those should not be used to invest.