Europe and other part of the world is not Africa where the world seems to be darker in terms of technology. Businesses has advanced and technology is the order of the day. Come to think of it which big business tycoon moves about with paper money this days when they go for their business trips? Even a petty business trader takes caution by not going on a business trip with paper money to avoid been rubbed on the road
Your assumption that some countries are becoming totally cashless is true. In Sweden only one out of ten transactions is done with cash. But Sweden and Norway are now encouraging people to use cash in case of emergencies like war or crisis. There might be an attack on key infrastructure, which might cause online payment channels to suffer network issues. Physical currency in these Nordic nations is now been seen as a tool for national security and civil defense. Infact sanctions could be placed on any business that refuse to accept cash payments.