But saying that we should invest with an amount you can afford to lose makes it looks as if we are gambling or we are trading, this is an investment, no Investor will be happy losing his hard earned money, so in my own opinion, the right statement for such phrase is invest with an amount you can do away with for a very long period of time.
You are making the statement very complicated. Losing money does not mean that you are going to lose the money or that you will easily lose it. You can take this word to mean money that you will never need to meet your daily needs or meet basic needs. Or even if that money is ever lost, it will not affect your quality of life or you will not be paralyzed. I will not say that after investing with losing money, you will not regret it if it is somehow lost, this sentence is not realistic at all. A person's hard-earned money is always valuable and if its amount is very large, then you will definitely regret it if it is lost.
It looks like you are the one making it look more complex than it already is. the statement,
"invest what you can afford to lose" might in the way it is being presented, suggest that you are unsure of the certainty of the returns from your bitcoin investment but the people who use that statement do so with the understanding that it means
you should be mindful of the amount you are allocating for your bitcoin investment.It is more of your ability to plan an amount you can invest for years without it interfering with your daily life. It is quite true that beginners might come across such statements and make a rash conclusion that such statements suggest that the future of Bitcoin is rather too uncertain. Now, while we know that the we cant 100% assume that we are sure that in the next eight to ten years that bitcoin must have reached a certain height, because of the factors we can speculate from, we can say that we are not investing what we can afford to lose but that we are investing into our future.
It is rather safer to say that we are investing in the future with an amount we won't need till a fixed period of years. at the end, what matters more is the way we understand this concept and how well we are able to implement it for the good of our investment.
Choose money for investment that if it is lost one day, it will not have a negative impact on your quality of life. I find the definition of losing money as you have mentioned a bit confusing. According to your definition, if you need the invested money before achieving your goal, then what will you do or how will you mention it?
If I invest in Bitcoin for four years and have Bitcoin as my only investment, if anything goes wrong with my four-year investment, there's no way I won't get hurt for losing such an amount of invested funds. This is the fault that is usually spotted with that phrase that suggests that a four-year investment is what one can afford to lose. Bitcoin is not an asset that investors are gambling with without a sure hope that it can get better with time. Even if it is not 100% certain that we won't be at a loss, investing in Bitcoin is far from gambling with some asset that one isn't sure will yield returns or not.This is just the point and their is no point @jewan twisting it, or is he trying to say that micro strategy that invested billions of dollars in Bitcoin is investing such amount of money because it would be ok for them to lose such an amount of money if things goes south? No.
They sees Bitcoin as a store of value, and since it's an asset that appreciate in value overtime it's also an investment opportunity staring at them in the face, so the money they are throwing at Bitcoin now will not be needed anytime soon that's why they are doing that, not because they would be ok losing such an amount.
So I still stand on what i say that using the phrase invest what you can afford to lose makes it looks like gambling or trading, which I know that investment in Bitcoin is not.