It's really hard to find a way to beat inflation in 2025. There are problems in each of investment we could do.
Real estate demand has dwindled, they might grow in large cities but are already decreasing in small towns and villages. This is true for most nations now.
Stocks are not as attractive as the dividends has started decreasing. The market is either already saturated or there is not enough demand which is slowing down every business.
So direct investment in a new business would still be risky for the same reasons. With large corps trying to micro manage people, it's difficult for small business to compete.
Bank rates are low, the rise and fall of interest rate are regular but this time there's liquidity but not enough loan demand even when the rates are low.
That leaves us with crypto which too has gone full speculation mode with pumping and dumping of memecoins being the most talked about thing.