You were really lucky, compared to what i read about the outcomes of the quake.
7.7 is fucking high on the Richter's scale.

To the philosophical question:

You're all right IMO, and the question was indeed erroneous in hindsight, because A isn't a decision.
I assumed both events under the aspect of being forced to through either hormones or financial situation.
My cognition is quite weak at the time, i haven't exactly found out why, yet. Fuck my life, again  
But it's unlikely to stay that way, maybe the court decision next week will change things again. I'm practically bound to win, but i have to control myself not to ask the lawyer of the insurance if he is a complete ***************** dumbass mother***** or if this was his first case ever. They just delayed the whole thing for almost a year now.
However, this decision isn't really important to my wellbeing, but maybe it will influence other, yet unknown aspects of my life that turned against me.