Be it $20,000 or 20,000 BTC, it is only an idiot that will give a random new user such an amount.
I believe the one who even give just $10 to such newbie is an idiot nothing more than that. Especially to a newbie who came out of no where only to ask for a loan.
Funny enough a random forum user who isn't consistent with forum activities might fall cheap for scams like this, mostly when the see the extra box from the discounted prices. Some newbies are even smart, it won't be a surprise if an old account who seldomly engage in informative trends gets swept off.
I keep wondering what motivates this newbies who will just wake up and feel people in the forum are daft enough to spot a scam.